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Survivor Benefits SSD benefitsThe loss of a parent is a deeply emotional experience, and the financial strain it can cause only adds to the burden. If the deceased parent received Social Security Disability Insurance (SSDI), there may be a source of financial support available for their children: Survivor benefits. What are Survivor Benefits for Children of Alabama SSD Recipients?

Survivor benefits, also known as dependent’s benefits or children’s benefits, are financial payments made by the Social Security Administration (SSA) to eligible dependents of a deceased worker who had earned enough Social Security credits. In this case, the deceased worker is the parent who received SSDI. These benefits can provide much-needed financial assistance for children who have lost a parent who was financially supporting them.

Qualifying for Survivor Benefits

To be eligible for survivor benefits based on a deceased parent’s SSDI, a child must meet all of the following requirements:

  • Be unmarried and under 18 years old.
  • Be the deceased parent’s biological child, adopted child, or stepchild.
  • Be a grandchild or step-grandchild who met dependency requirements before their 18th birthday. In some cases, grandchildren may also qualify if they have a disability that began before age 22.

How Much are Survivor Benefits?

A child of a deceased worker eligible for Social Security benefits can receive up to 75% of the worker’s basic benefit amount. However, there is a family maximum benefit, which typically ranges from 150% to 180% of the deceased worker’s basic benefit. If multiple children qualify, individual benefit amounts may be reduced to stay within this limit.

The deceased worker’s earnings history directly impacts the benefit amount received by their children. For personalized estimates, use the Social Security Administration’s online benefits calculator at

Qualifying for Survivor Benefits: A Step-by-Step Guide

The application process for survivor benefits can seem daunting, especially during a difficult time. Here’s a simplified breakdown of the steps involved:

  1. Gather Necessary Documents: You will need documents such as the deceased parent’s Social Security number, proof of your relationship to the deceased (birth certificate, adoption decree, etc.), and your child’s Social Security number (if they have one). Additional documents may be required depending on your specific situation.
  2. Contact the Social Security Administration: You can apply for survivor benefits online, by phone, or in person at your local SSA office. The SSA representative will guide you through the application process and answer any questions you may have.
  3. Wait for a Decision: The SSA will process your application and decide on your child’s eligibility for survivor benefits. This process can take several weeks or even months.

Why Consider Legal Help?

While you can apply for survivor benefits on your own, the process can be complex, especially if there are any unique circumstances in your case. An experienced attorney can help you navigate the application process, ensure all necessary documentation is submitted, and advocate for your child’s rights. Familiarity with Social Security law and survivor benefits can make a significant difference in securing the financial assistance your child deserves.

Frequently Asked Questions (FAQs) on Survivor Benefits for Alabama Children

Here are some common questions parents and guardians have about survivor benefits for children:

How long will my child receive survivor benefits?

Children typically receive survivor benefits until they reach the age of 18. However, benefits can be extended until age 19 if the child is still attending high school full-time, or if they have a disability that began before age 22.

What happens if my child’s survivor benefits are denied?

If your child’s application for survivor benefits is denied, you have the right to appeal the decision. An attorney can assist you with the appeals process and help you gather additional evidence to support your case.

Can my child receive survivor benefits if the deceased parent was not currently receiving SSDI at the time of their death?

Yes, even if the deceased parent was not receiving SSDI at the time of their death, their children may still be eligible for survivor benefits if the parent had earned enough Social Security credits during their lifetime.

Will receiving survivor benefits affect my child’s eligibility for other government assistance programs?

Receiving survivor benefits may impact your child’s eligibility for other means-tested government assistance programs, such as Supplemental Security Income (SSI) or Medicaid. It’s important to consult with an attorney or the appropriate government agency to understand how survivor benefits may affect your child’s specific situation.

Work with a Knowledgeable and Compassionate Mobile, AL SSD Lawyer

Losing a parent who was receiving SSDI is an overwhelming experience, but survivor benefits can provide much-needed financial support for your children during this difficult time. By understanding the eligibility requirements, application process, and potential impact on other assistance programs, you can ensure that your children receive the benefits they are entitled to.

If you have lost a parent who was receiving SSDI and have questions about survivor benefits for your children or you need any other kind of legal help obtaining disability benefits, contact Walton Law LLC today. We are committed to helping families navigate the complexities of Social Security law and secure the benefits that you deserve.

Call us today at 251-455-5819 or message us online for a free, no-obligation consultation with one of our attorneys.




Survivor Benefits for Children of SSD Recipients in Alabama

Discover the essential guide to survivor benefits for children of SSD recipients in Alabama. Learn how to navigate the complexities of Social Security law to secure financial support for your child after a parent's death. Understand eligibility, application steps, and how legal help can make a difference. Secure your child's future with Walton Law LLC. Call 251-455-5819 for a free consultation.

Service Type: SSD attorney