What happens to Social Security disability at 62?

If you’re on SSD or thinking about it and are concerned about what happens to Social Security when you turn 62, you are not alone. It’s important to know your rights and be prepared so that you are informed about any changes that may take place.

Income Sources

Social Security disability benefits will continue to be paid at the same rate even when you reach 62. However, Social Security begins taking into account other income sources such as wages and interest when you qualify for Social Security Retirement Insurance Benefits (SSRIB). This means that your Social Security Disability insurance may be reduced if the amount of money from other income sources exceeds a certain threshold.

Social Security Earnings Test

This is known as Social Security’s Earnings Test and it applies to individuals who have reached their full retirement age but still receive Social Security Disability benefits. It’s important to keep in mind that Social Security Disability benefits are not automatically converted into Social Security Retirement Insurance Benefits when you turn 62; you must apply for SSRIB in order to begin receiving those benefits. If you decide to work while receiving Social Security Disability, you will be subject to Social Security’s Earnings Test. This means that Social Security will reduce your monthly disability payments if your earnings exceed a certain amount.

Other Benefits

In addition to Social Security Disability benefits, you may also qualify for other Social Security-related benefits when you turn 62. For example, Supplemental Social Income (SSI) and Medicare may both be available depending on your circumstances. It is important to talk to an expert about what options are best for you in order to get the most out of Social Security when you turn 62.

Bottom Line

When it comes to Social Security Disability and turning 62, it is important to understand the various rules and regulations associated with Social Security Retirement Insurance Benefits. Social Security Disability benefits may be reduced or converted to Social Security Retirement Insurance Benefits depending on your circumstances, so it’s important to research and be prepared for any changes that might occur when you turn 62. By understanding Social Security’s Earnings Test and the other Social Security-related benefits available to you, you can ensure that you are getting the most out of Social Security when you turn 62.

Get Help With Your Social Security Disability

If you have questions or need advice about Social Security Disability, Social Security Retirement Insurance Benefits, and Social Security’s Earnings Test when you turn 62, contact Walton Law LLC. Our Social Security disability attorneys are experienced in helping individuals get the Social Security benefits they deserve. Contact us today for a free evaluation of your case. We are here to help.